Cookie Policy

What Are Cookies and Tracking Technologies

Cookies are small text files that websites place on your device when you visit them. Think of them as digital bookmarks that help websites remember your preferences and improve your browsing experience. At carithonex, we use various tracking technologies beyond traditional cookies to provide you with personalised content about business budget essentials.

These technologies include web beacons, pixel tags, and local storage solutions. Each serves a specific purpose in helping us understand how you interact with our financial education content and tools. We're transparent about what we collect and why – because trust forms the foundation of any good business relationship.

How We Use Tracking Technologies

Our approach to data collection focuses on improving your experience while respecting your privacy. We track how visitors navigate through our budget planning resources, which articles resonate most with small business owners, and what tools provide the greatest value to our Australian audience.

The information helps us refine our content strategy and develop better financial guidance. For instance, if we notice many users spending time on our cash flow articles but leaving before completing related exercises, we might redesign those sections for better clarity.

Information We Collect

Our tracking focuses on understanding user behaviour patterns rather than collecting personal identifiers. We gather data about page views, time spent reading specific articles, download patterns for our budget templates, and interaction rates with our financial calculators.

• Pages visited and content engagement metrics
• Time spent on educational resources and tools
• Download activity for templates and guides
• Search terms used within our platform
• Device and browser information for compatibility
• Geographic location (general region only) for relevant content
• Referral sources to understand how you found us

We don't collect sensitive personal information through cookies. Financial data, contact details, and business-specific information are only gathered when you voluntarily provide them through our contact forms or newsletter subscriptions.

Third-Party Services

We work with selected third-party services to enhance our platform's capabilities. These include analytics providers that help us understand content performance and email marketing services for our educational newsletters.

Each third-party service operates under their own privacy policies, though we carefully vet partners to ensure they meet our standards for data protection. Google Analytics, for instance, helps us understand which budget-related topics generate the most interest among Australian business owners.

Data Retention and Your Rights

Cookie data is typically stored for varying periods depending on its purpose. Session cookies disappear when you close your browser, while persistent cookies might remain for up to two years to remember your preferences across visits.

You can request information about what data we've collected about your visits, ask us to delete your browsing data, or opt out of specific tracking activities. We aim to respond to such requests within two weeks of receiving them.

Updates to This Policy

We review and update this cookie policy regularly to reflect changes in our tracking practices and evolving privacy regulations. When we make significant changes, we'll notify users through our website and email communications.

Staying current with privacy best practices is important to us. As new technologies emerge and regulations evolve, we adapt our approach to maintain transparency while continuing to improve your experience with our financial education platform.